Art Lending Service

Lending conditions

The lending period

You can loan any piece of art for any length of time you want, at a non-interest rate monthly fee. The work can be redeemed at any time or returned to the art lending service, leaving the artist with the monthly payments already made.

The lender shall arrange the proper transportation of the artwork and shall be liable for any potential damage to the work during the lending period. More about the lending agreement here.

Lending fee

The loaner pays a monthly loan fee for the art work, which depends on the selling price of the said work. The sum of the monthly installments are determined as follows:

Selling price € Lending fee €/mth
50,00 - 500,00 20,00
501,00 - 1000,00 40,00
1001,00 - 2000,00 60,00
2001,00 - 3000,00 80,00
3001,00 - 3500,00 100,00
3501,00 - 4000,00 120,00

Purchasing an artwork

If a loaner wants to purchase an artwork, the lending fees already made will be subtracted from the original selling price of the artwork. You can redeem your artwork at any time.

You can also pay the loan installments in larger installments. The payment amount in the contract is the minimum sum.

Loan payments will be made to Joensuun Taiteilijaseura ry's bank account FI61 4108 0010 3831 34.

The lending contract can be found here.

Contact information

Kohina Art Gallery & Joensuu Art Lending Service
Koskikatu 1, 80100 Joensuu
(2nd floor of the red brick building in the courtyard)
Tel. 050 543 3524
galleriakohina@gmail.com